Etisalat UAE ensures that prepaid users are not out of touch even when their balance is depleted. Etisalat Reserve credit (loan) service will enable you to borrow up to AED 50 immediately and repay automatically with your next recharge. This is all you need to know about how you can take an Etisalat loan, how you can operate your balance and how the charges work.
Key Takeaways
- Get up to AED 50 loan through Etisalat Reserve Credit.
- Subscribe through *USSD code 1081# or through the Etisalat app.
- Operates on prepaid users of the service only.
- Auto renewal of your credit upon expiry.
- There is a usage based service charge.
How to take a loan in Etisalat UAE.
In order to have an Etisalat loan, one has to meet the following requirements:
Eligibility:
- Should be an Etisalat prepaid customer of 2 months.
- Minimum monthly usage of AED 10.
Subscription Method:
- Users will be invited to subscribe via an SMS.
- To activate manually, dial *1081#.
- Auto-renew When your credit becomes depleted, the service will be renewed automatically.
When you are on reserve, your Reserve Credit will automatically give you an instant credit to your account, and you can carry on with making calls, sending SMS, and using data.
How to Get Etisalat Loan via the App
It is also possible to take credit with the help of the Etisalat UAE mobile app:
- Open the Etisalat UAE application and log in.
- On the home screen, tap on the account section.
- In the Balance Information, choose to obtain the Loan.
- Verify your order – the money will be deposited in a few seconds.
- Your new balance would be sent to you in an SMS.
Balance Notifications:
When Etisalat detects that your balance drops to AED 1, it sends you a message informing you that you should recharge or take the Reserve Credit service once again.
Recharge Deduction:
The sum that was lent out together with the service fee will automatically be deducted in your following charge.
How to Subscribe, Unsubscribe, and Manage
| Action | Code |
|---|---|
| Subscribe | *1081# |
| Unsubscribe | *1082# |
| Check Balance | *121# |
| Manage Options | *108# |
To Check Loan Balance:
Check your current credit or loan and dial in at any time dialing *121#.
Etisalat Loan UAE Additional Charges
In the case of Wasel Prepaid Customers (Single Account SIM):
- Service fee: 20% (excl VAT) of standard tariff.
Customers of Other Wasel Prepaid:
- Per minute or SMS service fee: AED 0.06 (without 5% VAT).
Terms & Conditions
- Reserve Credit: This is available to local/international call, SMS, and Non-stop Silver data plans.
- Single Account SIM: Also eligible to use Reserve Credit to Play on Demand and Start-Stop Data services.
- Mobile Content Services: There is a service fee of 20% on subscriptions or renewal done with the reserve credit.
- Expiry of the balance: the Reserve Credit balance has no expiry.
- Auto-Renewal: The service is auto-renewed when the balance gets empty.
Conclusion
The Reserve Credit service is available at Etisalat so that you are not disconnected in situations that require an urgent call or accessing mobile data. Regardless of the type of USSD codes or the Etisalat application, a loan balance is easily and immediately obtained. Apply your credit prudently, be connected and have a service that is not interfered with within the UAE.
Call 101 (within UAE) or +971 400 4110 (outside UAE) to be assisted.
